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PROS AND CONS OF CREDIT CARDS

PROS AND CONS OF CREDIT CARDS

There is no denying fact that use of plastic money is in the vogue. Credit card means that people spending bank’s money as per their needs now and can pay later to the bank. Some people believe that the use of plastic money has great boons but other does not agree with previous statement. In this essay both opinion will be discussed before reaching to any conclusion.

Credit cards help us to buy one’s necessities when a person doesn’t have hard cash in his pocket. They can purchase anything for fulfillment of their dreams and may pay later to concerned bank. In this way people are not disturbing their budget and using other’s financial sources for their betterment. In addition, they can also shop online with the help of credit cards. Mainly it shows the status symbol of aristocracy. The people have a rat race to have more than one credit card in their pockets.

However, human nature is always to be in limelight, for that he starts telling about his achievements with exaggerate manners. He starts shopping lavishly, because he assume he will pay later on, but actually he do not realize while spending more than his income. Sometime he cannot even remember that one day he has to pay all the money with interest. In the end he feels that he caught in the web of credit and become bankrupt and may commit suicide.

By hammering the last nail, It is wise to say that Bank create a myth in front of the people that a person with credit cards look sophisticated but actually it is a hyper reality. People cannot forget if they are spending banks money they have to pay it later or soon, so people should avail the benefits to use it up to some limits.

MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                OPENING SHORTLY  IN MOHALI  AND BARNALA ----------------------/

LIST OF ADJECTIVES VOCABULARY

A

aboard abnormally about abroad absentmindedly absolutely abundantly accidentally

accordingly actively actually acutely admiringly affectionately affirmatively after

afterwards agreeably almost already always amazingly angrily annoyingly

annually anxiously anyhow anyplace anyway anywhere appreciably appropriately

around arrogantly aside assuredly astonishingly away awfully awkwardly

B

badly barely bashfully beautifully before

begrudgingly believably bewilderedly bewilderingly bitterly

bleakly blindly blissfully boldly boastfully

boldly boyishly bravely briefly

brightly brilliantly briskly brutally busily

C

calmly candidly carefully carelessly casually cautiously certainly charmingly

cheerfully chiefly childishly cleanly clearly cleverly closely cloudily

clumsily coaxingly coincidentally coldly colorfully commonly comfortably compactly

compassionately completely confusedly consequently considerably considerately consistently constantly

continually continuously coolly correctly courageously covertly cowardly crazily

crossly cruelly cunningly curiously currently customarily cutely

D

daily daintily dangerously daringly darkly dastardly

dearly decently deeply defiantly deftly deliberately

delicately delightfully densely diagonally differently

diligently dimly directly disorderly divisively docilely

dopily doubtfully down dramatically dreamily during

E

eagerly early earnestly easily efficiently effortlessly elaborately

eloquently elegantly elsewhere emotionally endlessly energetically enjoyably enormously

enough enthusiastically entirely equally especially essentially eternally

ethically even evenly eventually evermore every everywhere

evidently evocatively exactly exceedingly exceptionally excitedly exclusively

explicitly expressly extensively externally extra extraordinarily extremely

F

fairly faithfully famously far

fashionably fast fatally favorably

ferociously fervently fiercely fiery

finally financially finitely fluently fondly

foolishly forever formally formerly fortunately

forward frankly frantically freely

frequently frenetically fully furiously furthermore

G

generally generously genuinely

gently genuinely girlishly gladly

gleefully gracefully graciously

gradually gratefully greatly

greedily grimly grudgingly

H

habitually half-heartedly handily handsomely haphazardly happily

hastily harmoniously harshly hastily hatefully hauntingly

healthily heartily heavily helpfully hence highly

hitherto honestly hopelessly horizontally hourly how

however hugely humorously hungrily hurriedly hysterically

I

icily identifiably idiotically imaginatively immeasurably immediately

immensely impatiently impressively inappropriately incessantly incorrectly

indeed independently indoors indubitably inevitably infinitely

informally infrequently innocently inquisitively instantly

intelligently intensely intently interestingly intermittently internally

invariably invisibly inwardly ironically irrefutably irritably

J

jaggedly jauntily

jealously jovially

joyfully joylessly

joyously jubilantly

judgmentally just

justly

K

keenly kiddingly

kindheartedly kindly

knavishly knottily

knowingly knowledgeably

kookily

L

lastly late lately later

lazily less lightly likely

limply lithely lively loftily

longingly loosely loudly

lovingly loyally luckily luxuriously

M

madly magically mainly majestically markedly materially

meaningfully meanly meantime meanwhile measurably mechanically

medically menacingly merely merrily methodically

mightily miserably mockingly monthly morally

more moreover mortally mostly much mysteriously

N

nastily naturally naughtily

nearby nearly neatly

needily negatively nervously never

nevertheless next nicely nightly

noisily normally nosily

not now nowadays numbly

O

obediently obligingly obnoxiously obviously occasionally

oddly offensively officially often

ominously once only openly

optimistically orderly ordinarily outdoors

outrageously outwardly outwards overconfidently overseas

P

painfully painlessly paradoxically partially particularly passionately

patiently perfectly periodically perpetually persistently personally

persuasively physically plainly playfully poetically poignantly

politely poorly positively possibly potentially powerfully

presently presumably prettily previously primly principally

probably promptly properly proudly punctually puzzlingly

Q

quaintly queasily

questionably questioningly

quicker quickly

quietly quirkily

quite quizzically

R

randomly rapidly rarely readily really

reasonably reassuringly recently recklessly regularly

reliably reluctantly remarkably repeatedly reproachfully

reponsibly resentfully respectably respectfully restfully

richly ridiculously righteously rightfully rightly

rigidly roughly routinely rudely ruthlessly

S

sadly safely scarcely scarily scientifically searchingly secretively securely sedately seemingly seldom selfishly selflessly separately

seriously shakily shamelessly sharply sheepishly shoddily shortly shrilly significantly silently simply sincerely singularly shyly

skillfully sleepily slightly slowly slyly smoothly so softly solely solemnly solidly silicitiously somehow sometimes

somewhat somewhere soon specially specifically spectacularly speedily spiritually splendidly sporadically spasmodically startlingly steadily

stealthily sternly still strenuously stressfully strictly structurally studiously stupidly stylishly subsequently substantially subtly

successfully suddenly sufficiently suitably superficially supremely surely surprisingly suspiciously sweetly swiftly sympathetically systematically

T

temporarily tenderly tensely tepidly

terribly thankfully then there

thereby thoroughly thoughtfully thus

tightly today together tomorrow

too totally touchingly

tremendously truly truthfully twice

U

ultimately unabashedly unanimously unbearably unbelievably

unemotionally unethically unexpectedly unfailingly unfavorably unfortunately

uniformly unilaterally unimpressively universally unnaturally unnecessarily

unquestionably unwillingly up upbeat unkindly upliftingly

upright unselfishly upside-down unskillfully upward upwardly

urgently usefully uselessly usually utterly

V

vacantly vaguely

vainly valiantly vastly

verbally vertically very

viciously victoriously vigilantly

vigorously violently visibly

visually vivaciously voluntarily

W

warmly weakly wearily weekly

well wetly when where

while whole-heartedly wholly why

wickedly widely wiggly wildly

willfully willingly wisely woefully

wonderfully worriedly worthily wrongly

Y

yearly

yearningly

yesterday

yet

youthfully

Z

zanily

zealously

zestfully

zestily

MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                OPENING SHORTLY  IN MOHALI  AND BARNALA ----------------------/

IMPROVE YOUR VOCABULARY

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MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                OPENING SHORTLY  IN MOHALI  AND BARNALA ----------------------/

PROS AND CONS OF LIVING ALONE

In some countries, many more people are choosing to live alone nowadays than in the past. Do you think this is a positive or negative development?

In recent years it has become far more normal for people to live alone, particularly in large cities in the developed world. In my opinion, this trend could have both positive and negative consequences in equal measure.

The rise in one-person households can be seen as positive for both personal and broader economic reasons. On an individual level, people who choose to live alone may become more independent and self-reliant than those who live with family members. A young adult who lives alone, for example, will need to learn to cook, clean, pay bills and manage his or her budget, all of which are valuable life skills; an increase in the number of such individuals can certainly be seen as a positive development. From an economic perspective, the trend towards living alone will result in greater demand for housing. This is likely to benefit the construction industry, estate agents and a whole host of other companies that rely on homeowners to buy their products or services.

However, the personal and economic arguments given above can be considered from the opposite angle. Firstly, rather than the positive feeling of increased independence, people who live alone may experience feelings of loneliness, isolation and worry. They miss out on the emotional support and daily conversation that family or flatmates can provide, and they must bear the weight of all household bills and responsibilities; in this sense, perhaps the trend towards living alone is a negative one. Secondly, from the financial point of view, a rise in demand for housing is likely to push up property prices and rents. While this may benefit some businesses, the general population, including those who live alone, will be faced with rising living costs.

In conclusion, the increase in one-person households will have both beneficial and detrimental effects on individuals and on the economy.

MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                OPENING SHORTLY  IN MOHALI  AND BARNALA ----------------------/

LISTENING-FILL IN THE BLANKS

LISTENING

FILL IN THE BLANKS

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MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                  IN MOHALI  AND BARNALA WE ARE COMING SOON--------------------

EXERCISE FOR PRONUNCIATION

HERE, I HAVE GIVEN THE LINK BELOW TO IMPROVE PRONUNCIATION

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MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                  IN MOHALI  AND BARNALA WE ARE COMING SOON-----------------------/

GRAMMAR EXERCISE

HERE, I HAVE GIVEN THE LINK BELOW TO CHECK YOUR GRAMMAR

  http://www.uefap.net/exercises/vocabulary/dic/past.htm

MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                  IN MOHALI  AND BARNALA WE ARE COMING SOON-----------------------/

HAPPY NEW YEAR

                  WISH YOU A VERY HAPPY NEW YEAR

                                                     BY

MACROGLOBAL MOGA GROUP OF INSTITUTES.

OUR LOCATIONS-

MOGA,PUNJAB,INDIA.

JAGRAON,PUNJAB,INDIA.

LUDHIANA,PUNJAB,INDIA.

FARIDKOT,PUNJAB,INDIA.

NIHAL SINGH WALA,PUNJAB,INDIA.

                                  IN MOHALI  AND BARNALA WE ARE COMING SOON-----------------------/